It takes many years for a home buyer to pay off their mortgage, so it is crucial that you choose the right program to suit your needs. It is important to do some research prior to purchasing a home. There are 6 main types of mortgages, each one tailored to specific needs.

Conventional Mortgages

Conforming Mortgage Loans

Nonconforming Mortgage Loans

Government-Insured Federal Housing Administration (FHA) Loans

Government-Insured Veterans Affairs (VA) Loans

Government-Insured U.S. Department of Agriculture (USDA) Loans

There are many things that you need to consider when determining the right loan such as how fast you want to pay it off, how much you can afford each month, current interest rates, and much more. We understand that this list can be daunting which is why we are here to help you during your home-buying journey and can’t wait to answer your questions!